LEGAL & PRIVACY
Privacy Policy
Effective Date: July 25, 2026
Last Updated: July 25, 2026
Legacy Credit Lift respects the privacy of its website visitors, prospective customers, and customers. This Privacy Policy explains the information we collect, how we use it, the service providers that may process it, how long we retain it, and the choices available to you.
This Privacy Policy applies to legacycreditlift.com, the Legacy Credit Blueprint intake and checkout process, consultation scheduling, email communications, uploaded credit reports, and related services operated by Legacy Credit Lift.
By using the website or submitting information, you acknowledge the practices described in this Privacy Policy.
1. INFORMATION WE COLLECT
The information we collect depends on how you interact with Legacy Credit Lift.
A. Contact and identity information
We may collect:
Legal name
Email address
Phone number
State of residence
Mailing or residential address when voluntarily provided
Names or name variations relevant to your credit report
Consultation and communication preferences
B. Credit Blueprint intake information
When you request a Credit Blueprint, we may collect:
Your primary credit goal
Target dates or upcoming application plans
Credit-report date and report provider
Optional budget information
Optional information about your willingness to contact creditors or collectors
Identity-theft or fraud concerns
Accounts, names, addresses, employers, or other report information you do not recognize
Required acknowledgments, authorizations, and consent records
Optional planning information is not required unless the form clearly identifies it as required.
C. Uploaded credit reports and sensitive financial information
A three-bureau credit report may contain highly sensitive information, including:
Date of birth
Current and former addresses
Partial or full Social Security number information
Employer information
Creditor and collector names
Partial account numbers or other account identifiers
Account balances and credit limits
Payment history
Late payments
Collections
Charge-offs
Public records
Credit inquiries
Other financial and credit-history information
Legacy Credit Lift uses an uploaded credit report only to validate the report, prepare the requested analysis, perform quality control, communicate with the customer, and maintain necessary transaction records.
Do not upload passwords, payment-card images, government identification documents, or unrelated sensitive documents unless Legacy Credit Lift specifically requests them through an approved secure method.
D. Payment and transaction information
Payments are processed through Stripe.
Stripe may collect:
Cardholder name
Billing information
Email address
Phone number
Payment-card information
Transaction and fraud-prevention information
Legacy Credit Lift does not receive or store your complete payment-card number or card security code.
Legacy Credit Lift may receive limited transaction information such as:
Customer name
Email address
Payment status
Amount charged
Discount or promotion-code use
Stripe transaction identifier
Refund or dispute status
E. Consultation and communication information
When you schedule a consultation or contact Legacy Credit Lift, we may collect:
Scheduling details
Appointment date and time
Information entered into a consultation form
Email or text-message correspondence
Notes from calls or consultations
Customer-service and support history
F. Website and device information
The website and its service providers may automatically collect limited technical information, including:
Internet Protocol address
Browser type
Device type
Operating system
Pages viewed
Referring page
Date and time of access
Approximate location derived from an IP address
Cookies, local storage, or similar technology
Form and website interaction information
G. Affiliate and referral information
Legacy Credit Lift may provide an optional link to Credit Hero Score or another third-party credit-report provider.
When you click an affiliate link:
The third-party provider may use cookies or tracking parameters
The provider may collect information under its own privacy policy
Legacy Credit Lift may receive referral, enrollment, or commission-related information
Legacy Credit Lift may receive compensation if you enroll
You are not required to use an affiliate provider, and your choice of report provider will not affect the preparation of your Credit Blueprint.
2. HOW WE COLLECT INFORMATION
We may collect information:
Directly from you through forms, uploads, email, text, telephone, consultations, and checkout
From a person who refers or introduces you to Legacy Credit Lift
Automatically through the website, browser, cookies, embedded tools, and hosting services
From payment, scheduling, form, email, and storage service providers
From records you voluntarily authorize or submit
We do not obtain your credit report from a credit bureau without an appropriate authorization or other lawful basis.
3. HOW WE USE INFORMATION
We may use information to:
Respond to inquiries
Schedule consultations
Determine whether a submitted report is complete and current
Prepare and quality-check a Credit Blueprint
Personalize recommendations around a stated credit goal
Process checkout and payment
Send order confirmations and service communications
Request missing or corrected information
Deliver completed documents
Maintain customer-service and transaction records
Prevent fraud, misuse, duplicate orders, and security incidents
Improve the clarity, accuracy, and operation of our services
Maintain internal quality-control records
Protect the rights, safety, and property of customers and Legacy Credit Lift
Comply with legal, regulatory, tax, accounting, contractual, and law-enforcement obligations
Establish, exercise, or defend legal claims
We may use de-identified or aggregated information for internal analysis, process improvement, and quality control when the information no longer reasonably identifies a particular individual.
4. SERVICE PROVIDERS AND INFORMATION DISCLOSURE
Legacy Credit Lift may disclose information to service providers that assist in operating the website and delivering requested services.
These providers may include:
A. Framer
Framer hosts and operates the Legacy Credit Lift website and may process technical website and device information.
B. Fillout
Fillout provides the Credit Blueprint intake form, acknowledgments, file upload, workflow, and embedded-form functionality.
Information submitted through Fillout may be processed and stored on Fillout’s systems. Uploaded files may remain stored through Fillout’s infrastructure even when a copy is transferred to Google Drive.
C. Google Workspace and Google Drive
Google Workspace, Gmail, and Google Drive may be used for:
Restricted document storage
Customer-specific folders
Internal review
Email communication
Quality control
Delivery preparation
Access to customer reports and working files is intended to be limited to authorized persons who need the information to provide the requested service.
D. Stripe
Stripe processes payments, discounts, receipts, fraud screening, payment disputes, and related transaction information.
E. Calendly
Calendly may process scheduling information when you book a consultation.
F. Credit Hero Score and other report providers
When you voluntarily follow an external report-provider link, that provider collects and processes information under its own privacy policy and terms.
G. Professional and operational service providers
We may disclose information when reasonably necessary to:
Attorneys
Accountants
Compliance professionals
Information-technology providers
Security providers
Insurance providers
Contractors performing authorized services
These parties should receive only the information reasonably necessary for their role.
H. Legal and safety disclosures
We may disclose information when reasonably necessary to:
Comply with a subpoena, court order, law, or government request
Investigate suspected fraud, abuse, or unlawful activity
Protect the rights, property, or safety of Legacy Credit Lift, its customers, or others
Enforce agreements and policies
Respond to a payment dispute or legal claim
I. Business transfers
Information may be transferred as part of a merger, acquisition, reorganization, financing, sale of assets, or similar business transaction, subject to applicable law and appropriate confidentiality protections.
5. WE DO NOT SELL CREDIT-REPORT INFORMATION
Legacy Credit Lift does not sell uploaded credit reports or the personal information contained in them.
Legacy Credit Lift does not provide uploaded credit reports to advertisers.
Legacy Credit Lift does not use uploaded credit-report information for cross-context behavioral advertising.
We may disclose information to service providers only as described in this policy or when otherwise authorized or legally required.
6. DATA SECURITY
Legacy Credit Lift uses reasonable administrative, technical, and organizational safeguards designed to protect personal information.
These measures may include:
HTTPS and encrypted transmission for supported website and form interactions
Encryption provided by applicable service providers
Restricted Google Drive folders
Account access controls
Strong passwords
Multi-factor authentication where available
Limited access based on operational need
Secure payment processing through Stripe
Avoiding the transmission of credit reports through ordinary email unless necessary and specifically authorized
Periodic deletion of sensitive source documents
Fillout states that data transmitted between a respondent and its systems is encrypted using HTTPS or TLS and that stored submission data is encrypted at rest.
No website, storage system, email platform, or transmission method can be guaranteed to be completely secure. You provide information at your own risk, and you should contact Legacy Credit Lift immediately if you believe your information has been improperly accessed.
7. DATA RETENTION AND DELETION
Legacy Credit Lift limits retention based on the sensitivity of the information and the reason it was collected.
A. Uploaded source credit reports
A source credit-report PDF may be retained while the report is validated, analyzed, quality checked, and delivered.
Unless continued retention is reasonably necessary, the source report is scheduled for deletion from active Legacy Credit Lift Google Drive storage approximately 90 days after delivery of the completed Credit Blueprint.
B. Fillout upload copy
After successful transfer to the restricted Google Drive location, completion of quality control, and delivery of the Credit Blueprint, Legacy Credit Lift generally aims to remove the uploaded source-report copy from Fillout within seven days after delivery.
Fillout or its infrastructure providers may retain limited copies, logs, backups, or technical records according to their own retention and backup procedures.
C. Completed Blueprint and transaction records
Legacy Credit Lift may retain the following for approximately 24 months:
Final Credit Blueprint
Order information
Consent and acknowledgment records
Customer communications
Delivery records
Payment and refund records
Quality-control documentation
These records may be retained to provide customer support, document the transaction, address disputes or chargebacks, demonstrate consent, maintain quality control, and comply with legal obligations.
D. Consultation and inquiry information
General inquiries, consultation records, and related communications may be retained for up to 24 months unless a shorter or longer period is reasonably necessary.
E. Exceptions
Information may be retained longer when reasonably necessary to:
Comply with law
Respond to a legal claim, complaint, investigation, audit, or payment dispute
Prevent fraud or abuse
Enforce an agreement
Protect legal rights
Maintain records that cannot yet be lawfully deleted
When information is no longer reasonably necessary, Legacy Credit Lift will take reasonable steps to delete, anonymize, or securely dispose of it.
8. YOUR PRIVACY CHOICES
You may contact Legacy Credit Lift to request:
Access to personal information maintained about you
Correction of inaccurate information
Deletion of information that is no longer reasonably necessary
A copy of certain information you submitted
Information about the service providers used to process your information
Withdrawal from nonessential marketing communications
Send privacy requests to:
Include:
Your full legal name
The email address used with Legacy Credit Lift
A clear description of your request
Legacy Credit Lift may request additional information to verify your identity before providing, changing, or deleting sensitive records.
A request may be denied or limited when retention is reasonably necessary for legal obligations, fraud prevention, transaction documentation, dispute handling, security, or the establishment or defense of legal claims.
Legacy Credit Lift will not discriminate against a person for making a good-faith privacy request.
9. CALIFORNIA PRIVACY INFORMATION
California residents may have privacy rights under applicable California law.
Depending on which law applies and subject to applicable exceptions, these rights may include the ability to request:
Information about categories of personal information collected
Information about sources and purposes of collection
Information about categories of service providers or other recipients
Access to certain personal information
Correction of inaccurate information
Deletion of certain information
Non-discriminatory treatment for exercising applicable rights
Legacy Credit Lift does not sell personal information and does not share uploaded credit reports for cross-context behavioral advertising.
Nothing in this Privacy Policy limits any privacy rights provided by applicable law.
10. COOKIES, TRACKING, AND DO NOT TRACK
The website and embedded service providers may use cookies, local storage, and similar technologies for:
Website functionality
Form operation
Security
Fraud prevention
Session management
Analytics
Scheduling
Payment processing
Affiliate attribution
You can control cookies through your browser settings. Disabling cookies may interfere with website, scheduling, form, affiliate, or checkout functionality.
Some browsers provide a Do Not Track signal. Because there is no universally accepted standard for interpreting all Do Not Track signals, the website does not currently respond to them in a uniform manner.
Legacy Credit Lift does not currently sell personal information or share uploaded credit reports for targeted advertising. If these practices materially change, this policy and any legally required privacy-choice mechanisms will be updated.
Third parties may collect technical or interaction information through their embedded services according to their own privacy policies.
11. THIRD-PARTY LINKS
The website may link to third-party websites, including:
Calendly
Credit Hero Score
Stripe-hosted services
Credit-report providers
Educational or governmental resources
Legacy Credit Lift does not control the privacy, security, content, pricing, cancellation practices, or data-handling practices of third-party websites.
Review the privacy policy and terms of a third party before submitting information.
12. CHILDREN’S PRIVACY
Legacy Credit Lift’s services are intended for adults.
We do not knowingly collect credit reports or sensitive financial information from anyone under 18 years of age.
Do not submit a minor’s credit report or personal information through the website.
If Legacy Credit Lift learns that information from a minor was submitted without appropriate legal authority, we will take reasonable steps to delete it.
13. EMAIL AND TEXT COMMUNICATIONS
Legacy Credit Lift may send:
Appointment confirmations
Intake confirmations
Order and payment confirmations
Requests for additional information
Service and delivery updates
Responses to inquiries
Other transaction-related communications
Transaction and service communications are necessary to complete a requested service.
You may opt out of promotional emails by using an unsubscribe method when provided or by contacting info@legacycreditlift.com.
Opting out of promotional communications does not prevent necessary order, security, or service messages.
14. POLICY CHANGES
Legacy Credit Lift may update this Privacy Policy when its services, vendors, legal obligations, or information practices change.
The revised policy will be posted on this page with a new effective or last-updated date.
Material changes may also be communicated through the website, email, or another appropriate method.
15. CONTACT LEGACY CREDIT LIFT
Questions, concerns, corrections, or deletion requests may be sent to:
Legacy Credit Lift
Email: info@legacycreditlift.com
Phone: (909) 265-4435
Website: legacycreditlift.com
For security, do not send a credit report, Social Security number, full account number, payment-card information, password, or government identification document through ordinary email.